Payment Terms, Methods & Policy

We accept payment for our photography courses and workshops via interbank transfer, credit and debit cards, as well as cheque.

Bank Transfer/Cash Deposit

For your convenience, we’ve bank accounts from three different banks that you could transfer your payment to. Transfer can be made via internet banking, ATM or cash deposit machines of the bank account that you’re transferring to.

For internet bank transfer, it’s best to transfer from an account from the same bank so we can acknowledge the payment immediately. Otherwise there will be two working days delay between interbank transfers. Let us know once you’ve made the transfer (and which account you’ve transferred to) so we can acknowledge the payment.

OCBC

Bank Code: 7339
Branch Code: 550
Account Number: 550−785935−001 (Current)

DBS/POSB

Bank Code: 7171
Branch Code: 018
Account Number: 018−902239−1 (DBS Current)

Credit, Debit Card & PayPal

Pay by MasterCard, Visa or PaypalWe also accept credit or debit card payments via PayPal. If you’d like to pay by your credit/debit card or PayPal, please drop us an email or a note in the ‘Remarks’ box during registration. We’ll proceed to issue you an invoice via PayPal where you can make payment directly from your credit or debit card without the need for an PayPal account. You can also pay from your PayPal account if you wish to do so.

We’ve prepared a short guide on how to make payment with your credit or debit card directly without the need to create any account on PayPal.


Cheque

You may also choose to make payment by cheque. Cheques should be crossed and made payable to “Phocus LLP”.

Please mail cheque to our mailing address at:

Phocus LLP
111 North Bridge Road
#05–32, Peninsula Plaza
Singapore‎ 179098

Please write down your name, contact number, the name and date of commencement of the workshop on the back of the cheque.

Sales & Refund Policy
  1. Fees must be paid in full—by bank transfer, credit card or cheque—before the start of a workshop to ensure your enrollment.
  2. If a workshop that you’ve booked is postponed or cancelled due to insufficient bookings, you can choose to join the workshop on the alternative date offered by us, or to receive a full refund of the workshop fees.
  3. In the event that your instructor is injured or becomes too ill, or has an extreme emergency that prevents him/her from conducting the workshop, Phocus will make every effort to assign another instructor to conduct the workshop.
  4. If for whatever reason the above is not possible, workshops with wet weather postponement arrangement will be postponed accordingly. For workshops without wet weather postponement arrangement, Phocus will offer you an alternative date to reschedule the workshop. If that is not satisfactory to you, you can choose to receive a refund of the workshop fees. Refunds are pro-rated for a series of workshop that has already begun, or in full for a workshop that has yet to begin.
  5. For private sessions, you may postpone and reschedule your session by giving your instructor 15 days prior notice. In the event of illness or emergency that prevents you from attending a scheduled session, you should inform your instructor as soon as possible; we may allow you to reschedule the session at our discretion.
  6. Workshop fees once paid cannot be refunded for any reasons other than the above.